Immediate Action Required: KBK Program Non-Renewal Notice
If your dealership has been insured through the KBK Garage Program, please be aware that you may be receiving a Notice of Non-Renewal for your upcoming Dealers Umbrella, Dealer Liability, and Open Lot insurance policies.
This change is the result of a mutual decision between KBK Insurance Group and their carrier partner, AmGUARD Insurance Company (GUARD), to end their business relationship, effective September 1, 2025. While KBK is diligently working to secure a new carrier, they will not be able to offer renewals for current policy terms at this time, requiring affected dealers to secure replacement coverage.
Your Solution is Here: The UTA Insurance Program
The Used Truck Association (UTA), in collaboration with industry specialists like Beyond Insurance Agency, has been preparing for market shifts like this. We have developed a comprehensive insurance program specifically for UTA members to ensure you have a seamless path to securing replacement coverage.
Beyond Insurance Agency, led by founder Brian Lawlor (with over 35 years of experience and specialization in Used Truck Dealers), is ready to assist you.
We Can Help You Secure Coverage For:
- Dealer Liability
- Open Lot Coverage
- Dealers Umbrella (replacing the non-renewed umbrella policies)
- Comprehensive Risk Analysis to ensure your new coverage is accurate.
➡️ What You Need to Do Now
- Do Not Wait: Non-renewal means your current coverage will expire on the date noted in your notice. We strongly urge you to begin the process of securing new coverage immediately to avoid a gap in protection.
- Contact Beyond Insurance Agency: As a UTA-affiliated specialist, we are licensed in 48 contiguous states and available 7 days a week to guide you.
- Call Brian Lawlor Today: Get personalized support and access to the competitive replacement markets developed through the UTA program.
Beyond Insurance Agency Contact Information:
- Phone Number: 401-479-0215
- Location: Warwick, RI
- Action: Schedule a Consultation Today!
We are committed to providing dedicated insurance solutions that go beyond expectations, ensuring your business thrives while minimizing potential risks.

