Our Services
Comprehensive Insurance Solutions
Our Promise
Exceeding Expectations
At Beyond Insurance Agency, we prioritize our clients by providing exceptional support and tailored insurance solutions for their unique needs.
- Personalized Insurance Solutions
- Expert Risk Management Strategies
- Dedicated Customer Support
- Annual Policy Reviews
- Specialized Coverage for Unique Businesses
Coverage
Explore Our Core Insurance Services
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Business Insurance for Specialized Industries
We provide tailored insurance plans for businesses in niche industries, including Used Truck Dealers and Driveaway companies. As trusted partners of the Used Truck Association, we offer comprehensive coverage to protect your operations and assets.
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Cyber Risk Management Insurance
In today’s digital landscape, businesses face increasing threats from cyberattacks. Our Cyber Risk Management Insurance provides protection against data breaches, ransomware, and other online threats. Designed for businesses with fewer than 100 employees, we help you stay secure and compliant.
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Professional Risk Management Solutions
Our professional risk management services are crafted to address the unique needs of business owners. From liability coverage to deferred compensation plans, we help protect your business from unforeseen risks while ensuring long-term security for your employees and stakeholders.
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Personal Insurance for Families and Individuals
We specialize in personal insurance solutions for families and individuals, with a particular focus on Brother Knights of Columbus in Rhode Island. From life insurance to property protection, we provide peace of mind and security for your loved ones.
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Comprehensive Risk Analysis
Whether for personal or commercial needs, our risk analysis services identify potential exposures and vulnerabilities. We work with you to develop strategies that provide optimal protection for your assets, ensuring your policies align with your needs.
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Annual Policy Review and Ongoing Support
At Beyond Insurance, we go beyond simply writing policies. Our annual policy review ensures you have the proper coverage year after year. We’re also available to answer your questions and provide guidance whenever you need it, offering unparalleled accessibility and support.
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Health Insurance
We offer tailored health insurance solutions for property and casualty clients and partners, including options for self-employed individuals, small groups (2-50 employees with 50% employer contribution), and larger groups with flexible funding. Many plans feature competitive rates—20-30% below national PPOs—and stability with no rate increases for three years.
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Pet Insurance
Protect your pets with Prudent Pet’s top-rated insurance plans, covering accidents, illnesses, prescription medications, and more, with no age or breed restrictions. Enjoy fast claims processing (75% in 24 hours), free 24/7 live vet chat, and a customizable plan for your budget and pet’s needs. Plus, there’s a 30-day free look period for peace of mind.
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Networking and Professional Affiliates
We leverage a robust network of insurance and professional affiliates to provide clients with comprehensive support and development. From tailored coverage solutions to expert guidance, our partnerships ensure your needs are fully addressed with a personalized approach.
New Service
Workers’ Comp Premium Recovery with Cost Recovery Consultants
Available to UTA and NGCOA members and SOARR Technology clients. Multiple parties process your workers’ compensation data before a premium is calculated, and each layer creates a new opportunity for mistakes. CRC has examined thousands of policies over more than twenty years and found overcharges in about 80% of them.
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We gather and review the data
CRC meets with your financial and accounting teams to collect past audits, insurance claims and payroll records going back up to seven years, then reviews everything for errors that may have inflated your premiums.
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Findings go directly to your carrier
CRC prepares a detailed report of the mistakes that drove premiums up and brings it to your insurance carrier and your state workers’ compensation bureau for approval.
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Money goes straight back to your business
Your insurance company pays any recovered premium directly to you. CRC is paid a predetermined percentage of what you get back — and nothing if there is nothing to recover.
No recovery, no fee
Every engagement starts with a no-cost, no-commitment discovery call, and no work begins until both parties sign a contract. CRC recovers money on policies ranging from guaranteed cost to self-insured, including monopolistic state exposures. If there is nothing to recover, you get the peace of mind of a clean bill of health at no charge.
Stay Covered
Secure Your Peace of Mind and Beyond!
Licensed in 48 states and available 7 days a week, we’re here to provide expert insurance advice and customized solutions to protect what matters most to you.
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